W7203781934 Working papers AI × management and organizations

Automation Follows Observability: Why Residential Real Estate is Already Priced by Machines and Institutional Real Estate is not

Matthew Colborn

Also recorded as: doi:10.2139/ssrn.7301239 · ssrn:7301239

ssrn abstract page · 2026-08-19

Recorded claims
1
coded from the inspected source
Evidence classes
1
ssrn-abstract-page
Recorded limitations
2
stated, never hidden

From the hash-bound evidence releases

Recorded claims

Each claim states what the inspected source says, at the recorded location—bounded by its scope and graded by its confidence. Nothing here is a synthesis across works.

For U.S. residential lending, the abstract reports that Fannie Mae's Desktop Underwriter reviewed 62% of conventional closed loans market-wide during 2018–2024 and that 28% of GSE acquisitions in March 2026 carried an appraisal waiver, contrasting this scale with appraisal-based institutional real estate.

confidence: high ssrn-abstract-page apw-e1-ssrn-backfill

Scope: U.S. residential and institutional real-estate automation

Structured relationships

In-corpus citations

Only source-supplied cites relationships whose two endpoints are admitted are shown. Invocation evidence remains a separate relationship.

Cites (0)

No in-corpus outgoing citation is available in the current enrichment coverage.

Cited by (0)

No in-corpus incoming citation is available in the current enrichment coverage.

Boundaries

Limitations & independence

Recorded at coding time, carried with the work forever. A claim without its limits is not evidence.

Recorded limitations

  • Abstract-level evidence only; underlying public series and measurement procedures were not inspected.
  • The reported market shares are attributed to the abstract rather than independently recalculated.

Source independence

ssrn-only